MEGA offers term and universal life plans designed to meet your needs and secure your financial future.
Flexible universal life plans from MEGA can give you the choices you need such as Death Benefits for your family’s protection, Accumulation Value* for flexibility, and Terminal Illness benefits for peace of mind.
MEGA offers 10, 15, 20 and 30 year Term Life Plans with Guaranteed Level Premiums for the initial term period and options such as Return of Premium***, Accidental Death Benefit with Common Carrier**, and Children’s Term Rider.**
Options for protecting your family and children don’t just stop with health insurance. MEGA has options for dental and vision coverage as well for additional premium.
From preventative and diagnostic care to restorative and orthodontia, there is dental coverage available for your needs.
Some plans offer vision coverage too.
Plans underwritten by The MEGA Life and Health Insurance Company, a HealthMarkets® Company. Home Office: Oklahoma City, Oklahoma. Administrative Office: North Richland Hills, TX. Please contact the agent for details on exclusions and limitations.
**Optional benefits require additional premium. Association group plans, where available, require association membership.
*Accumulation value is dependent upon premiums paid, interested credited, administrative fees and cost of insurance. Policy may terminate should cash accumulation not be sufficient to cover charges and fees due.
***This rider is available for additional premium and is only available for the initial term period and is not available on 10 or 15 year plans. Upon surrender at the end of the policy term, you will receive a return of your annual premiums paid, however will be reduced by any benefit paid under the policy or any of its riders. It will also be reduced if the policy is surrendered prior to the end of the term period.
MCh/000012 Exp. 2/09